Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including the Privacy Policy. If you do not agree, you must not use the Service.

2. Eligibility

You must be of legal age in your jurisdiction and have the capacity to enter into a binding agreement to use the Service. By using Brio Patrimazgo, you represent and warrant that you meet these requirements and that any information you provide is accurate and current.

3. Description of Service

Brio Patrimazgo provides systematic data-analysis tools and informational signals intended to support independent research and decision-making. The Service does not place trades, manage funds, or act as a broker, custodian, or financial intermediary of any kind.

4. No Financial Advice

Nothing provided through the Service constitutes financial, investment, legal, or tax advice. All outputs, signals, and analysis are informational in nature and should not be relied upon as the sole basis for any decision. You are solely responsible for evaluating the suitability of any action taken in connection with the Service and are encouraged to consult an independent, licensed professional before making financial decisions.

5. Account Registration and Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use or suspected breach of security. Brio Patrimazgo is not liable for any loss arising from your failure to safeguard your account.

6. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, reverse-engineering or scraping the platform, interfering with the normal operation of the Service, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate access for any violation of this section.

7. Subscription, Fees, and Billing

Where applicable, access to certain features may require payment of fees as described at the point of purchase. Fees are subject to change with reasonable prior notice. Unless otherwise stated, fees are non-refundable except where required by applicable law.

8. Intellectual Property

All content, software, design elements, methodologies, and materials made available through the Service are the property of Brio Patrimazgo or its licensors and are protected by applicable intellectual property laws. No license is granted other than the limited, non-exclusive, non-transferable right to use the Service in accordance with these Terms.

9. Third-Party Services and Links

The Service may reference or link to third-party tools, data sources, or websites. Brio Patrimazgo does not control and is not responsible for the content, accuracy, or practices of any third party. Use of third-party services is at your own risk and subject to their respective terms.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Brio Patrimazgo does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Brio Patrimazgo and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Brio Patrimazgo, its affiliates, officers, and employees from any claims, liabilities, damages, losses, or expenses arising from your use of the Service or your violation of these Terms.

13. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time and for any reason, including suspected violation of these Terms, without prior notice where circumstances warrant. Upon termination, your right to use the Service will immediately cease.

14. Changes to the Service and Terms

Brio Patrimazgo may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be indicated by updating the effective date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Brio Patrimazgo operates, without regard to conflict of law principles. [Jurisdiction-specific clauses, such as the applicable governing law and dispute resolution forum, should be finalized with legal counsel.]

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Contact

Questions regarding these Terms may be directed through the contact channels listed on our Contact page.

Last updated: [Insert effective date]. This is a general template provided for structural and informational purposes and does not constitute legal advice.